| In addition to being a graduate of Louisiana State University/SMS
Professional Masters in Banking, Mr. Tierney brings to Saugusbank
his prior experience as Chief Operating Officer for two local area
financial institutions, expertise in strategic planning, innovative
technology deployment and electronic banking. Mr. Tierney is as a Member and Commissioner of the Essex National Heritage Commission. He is also a member in the Saugus Rotary Club, and a participant on a local waterfront resource management committee.
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